Category Archives: Florida Boat Insurance

Boat Slip Selection

Posted on by

Finding the perfect boat slip

 

If you’re an avid boating enthusiast and you’ve tired of the typically exhausting practice of hauling your boat to and from your favorite body of water like intercoastal waterways, waiting in lines at launch ramps and winching it in and out every time you boat, it may be time to consider renting a boat slip.

 

Marina boat slips vary from one another, but all of them offer many advantages to boaters who spend a lot of time on the water. Some of their many benefits include:

  • Convenience. It is much easier and more time-effective to dock your boat than to put it in and pull it out every time you go boating.
  • Security. Marinas are generally very safe, protected by locked gates. Some marinas also offer 24/7 security via cameras or guards that patrol the marina grounds.
  • It’s ready when you are. When your boat is docked, it’s always waiting for you when you’re ready to go.
  • Onsite amenities. Most marinas have shops containing boating supplies and snacks, restrooms, shower facilities, restaurants and bars. They also tend to be surrounded by pleasant outdoor areas.
  • Community. By having a slip in a marina, you reap the benefits of being a member of a social community.

While the advantages are numerous, boat slips are also notorious for being costly. Here are a few pointers for finding the best deal possible on a boat slip rental:

 

  • Shop, shop, shop. There is no substitute for good, old fashioned bargain hunting, so invest time in shopping. Go talk to personnel at a variety of marinas in your area to start price comparing.
  • Use the Internet. Websites like pickaslip.com allow you to do detailed searches for slips on a wide variety of popular bodies of water in the United States.
  • Advertise. Put up a flyer on community boards at marinas, coffee shops, and anywhere else you have the opportunity; include what you’re seeking and how much you want to pay. You can also advertise in your local newspaper classifieds and on popular buy/sell websites like craigslist.org.
  • Talk it up. Tell everyone you know what you’re looking for so they can help you spread the word.

 

If you think it’s time you start enjoying more time on the water and less hauling a boat to and from the water, we at Atlass Insurance Group wish you good luck in your search for the perfect slip!

 

Things You Should Know about Named Storm Deductibles

Posted on by

With boats on the water and hurricane season upon us, we compiled a list of The Top Five Things You Need to Know about Named Storm Deductibles for Progressive Boat customers:

  1. It only applies to losses that occur in a county that was under an official Tropical Storm or Hurricane Watch or Warning at the time of loss.
  2. While Disappearing Deductibles will not apply to a named storm loss, all Disappearing Deductible benefits will continue to accrue.
  3. The Named Storm deductible is either two times the original Comprehensive deductible, or five percent of the watercraft value — whichever is larger.
  4. Both the Application and Declarations pages show the Named Storm deductible amount.
  5. You can reduce your risk by having a hurricane plan and following these steps for preparing for major storms.