New Flood Zone Maps May Mean Changes to Insurance Requirements for Home & Business Owners within Brevard County

Home and business owners in Brevard County may be able to save money on their flood insurance, based on new preliminary flood zone maps being presented by the Federal Emergency Management Agency and local government floodplain administrators at open houses next month.

Brevard County – Palm Bay and Melbourne Insurance

Open houses will be held:

• Monday, February 6 at the Brevard County Government Complex, 2725 Judge Fran Jamieson Way in Viera, in the Space Coast room on the second floor of Building C;
• Tuesday, February 7 at the Palm Bay City Hall, 120 Malabar Road in Palm Bay, in the City Council Chambers;
  …  and …
• Wednesday, February 8 at the Titusville Fire Headquarters, 550 S. Washington Avenue in Titusville, in the multi-purpose room on the second floor.

Each open house will be held from 4 to 8 p.m., and FEMA representatives from Atlanta will be there to answer flood insurance-related questions.

Brevard County – Cocoa and Merritt Insurance

The old system of paper-based flood zone maps will be replaced with new Digital Flood Insurance Rate Maps, created with modern aerial mapping methods, user laser measurements and computer modeling. This means that the maps are much more accurate, and thousands of properties have been removed from Special Flood Zone Hazard Areas.

Homeowners and business owners should review the new maps, as they may include changes in flood risk classification and in mortgage loan requirements. Home owners could qualify for a Preferred Risk Flood Insurance Policy. Mortgage lenders are not required to notify their customers of these changes.

Changes presented on the new maps are based on a study FEMA recently completed using updated flood models and flood elevation data. However, the maps are regarded as “preliminary” until the appeal process concludes and the adoption process is completed, in approximately 6 to 9 months.

Here is the link to the current Flood Zone map of Brevard County.

 

Need a Flood Quote today, please call Atlass Insurance 800-959-3313 or click here.